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Big four bank NAB’s mortgage applications tumble after Albanese government’s shake-up of tax rules

The fall is a further sign of a slow-down in Australia’s housing market and lingering concerns about the Albanese Government’s radical shake-up of property tax rules.

Daniel Newell
The Nightly
The bank’s so-called ‘watch loans’ increased by 8 per cent over the quarter.

In a further sign of a slow-down in Australia’s housing market and lingering concerns about the Albanese Government’s radical shake-up of property tax rules, big four bank NAB has reported a 15 per cent fall in the number of mortgage applications over the past three months.

The value of those application also slumped 9 per cent between March and the end of June.

While Perth house prices remains resilient and are tipped to keep growing, the bigger Sydney and Melbourne markets continue to suffer.

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The bank’s so-called “watch loans” increased by 8 per cent over the quarter, reflecting “current and potential impacts from a challenging environment”.

But in better signs for the overall economy, the bank’s business and private banking briefing on Thursday noted business lending balances increased by 4 per cent over the quarter, including the strongest June month since the 2022 financial year.

“Business and private banking has continued to perform well in a challenging economic environment,” said group executive B&PB, Andrew Auerbach.

“It’s pleasing to see the resilience of our business customers who continue to find opportunities to grow and innovate.”

More to come...

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