Wealth

Q+A: You’re a pensioner who wants to help your son buy a bigger house. Do you gift him $100,000 or call it a loan? One of those could put you in a far worse financial position. But there is a work-around.

How to make sure your superannuation savings go to your kids when you shuffle off and don’t end up in the pockets of the taxman? Here’s your no-nonsense guide to the recontribution strategy.

New ‘payday super’ laws take effect on July 1. But there’s a few traps for workers who pay to retire on June 30 but also want to max out their nest egg contributions.

YOUR MONEY: Your super balance is growing. So why does retirement feel further away? When the blueprint keeps changing, even disciplined, long-term savers can feel like they’re building on shifting ground.

YOUR MONEY: Some regard ‘investing’ as sticking money into an asset that generates a regular income return. The only way to make money on crypto is to find someone prepared to pay more than you paid.

YOUR MONEY: As squeezed households and young shoppers turn to BNPL providers as a cash flow management tool, many do so unaware of how each new account and purchase is affecting their credit score.

YOUR MONEY: If you’re on a low income, there’s a valuable concession card offering multiple benefits you probably never knew existed. See if you’re eligible, and what you can get.

DEBTMAN: We’ve been here before, people. We’ve faced unpredictable global shocks. You may even find small ways to take advantage of the situation.

Trying to hide assets? The rules are clear and strict. If your circumstances change in any way, you are obliged to notify Centrelink within a set time. Here’s how it checks if you’re playing by the rules ...

For many couples, money is a source of stress and if you’re expecting to fight about it with your partner you might be wrong.

Rising cost-of-living pressures and interest rate hikes have led to some workers setting their sights on huge superannuation balances.

Fund members watching the war blast a hole in their savings have been urged to look through the chaos and refrain from snap investment decisions that could rob them of the benefits of a market rebound.

Almost half of the social security debt backlog has been wiped out.

Q+A: The performance of global share markets at the moment might not be the only reason your superannuation fund is bleeding right now, particularly if you’re in this type of fund.

Nearly 30,000 young workers have missed out on superannuation payments, prompting new laws forcing employers to pay super on payday in weeks.