Wealth

A couple may only need $432,000 in their superannuation to retire comfortably. Supplied

Shock amount you need to retire comfortably

New figures based on what retirees are actually spending in retirement shine a light on just how much superannuation Aussies need when they leave the workforce.

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Here’s three simple strategies to start using your super savings that may be available to anyone in their 60s, regardless of their employment status.

How to tap into your super AND keep working

Here’s three simple strategies to start using your super savings that may be available to anyone in their 60s, regardless of their employment status.

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How Australians could be $200,000 better off in retirement. NewsWire / Nicholas Eagar

How a simple change in super could leave you $200k richer

Australians are being urged to do one thing over the summer break that could have a huge pay off.

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Super changes early in your working life could result in massive gains come retirement. (James Ross/AAP PHOTOS)

The one tweak that could grow your super by $200,000

A major superannuation fund says a lack of engagement with your super fund can have huge financial consequences come retirement time.

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Young Australians are feeling the pressure to keep up with what they see on social media.

Gen Z’s risky approach to money revealed

Younger Australians are turning to an unlikely source for financial advice – one which could be creating dangerous pressures and unrealistic expectations.

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The price Aussies will pay to top up their UK pension is changing. But does the deal still makes sense, even with the higher rate?

Do rule changes still make ‘buying’ a UK pension worth it?

Big changes to accessing the highly lucrative UK State pension will have a dramatic impact on its attractiveness to Aussies making use of the scheme. But does the deal still stack up?

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Over age pension age and still working? Here’s how giving up work could leave a couple better off in retirement.

Why your husband quitting could leave you both better off

Q+A: Over age pension age and still working? Here’s how giving up work could leave a couple better off in retirement.

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New research shows the ongoing cost-of-living crunch is calling time on an Aussie tradition as old as Vegemite, and has revealed a shock gender divide.

Cost of living quietly killing this beloved Aussie tradition

New research shows the ongoing cost-of-living crunch is calling time on an Aussie tradition as old as Vegemite, and has revealed a shock gender divide.

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How a just a few small tweaks to your retirement planning strategy now can get you $68,000 a year for life when you give up the daily grind.

How a few tweaks could mean $68,000 a year in retirement

Q+A: Here’s how a just a few small tweaks to your retirement planning strategy now can get you $68,000 a year for life when you give up the daily grind.

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Forget valuations and look out for search-engine hits and fund managers getting fired.

How to spot an investment bubble before it bursts

THE ECONOMIST: Forget valuations and look out for search-engine hits and fund managers getting fired.

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What’s stopping baby boomers helping their kids now?

Five steps to tap into an early inheritance

DAWN THOMAS: Much of the $3.5t wealth transfer will arrive when recipients are in their late 50s, long after many could have most benefited from it. So, what’s stopping baby boomers helping their kids now?

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Delivery apps make life easier, but a growing gap between shelf price and app price means the ease comes with a sting. 

Is cost of convenience quietly blowing your family budget?

CHRIS FOSTER-RAMSAY: Delivery apps make that moment easier, but a growing gap between shelf price and app price means the ease comes with a sting.

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The flagged changes include a fivefold increase in the amount that needs to be contributed each year.

Shock move to end UK state pension loophole for Australians

NICK BRUINING: In a dramatic shift of the goal posts, the UK Government is set to change the rules for Australians on access to the highly lucrative National Insurance scheme state pension.

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People sit on cash for years thinking they’re playing it smart during a market meltdown.

Why it pays to keep your cool during market meltdowns

DEBTMAN: There are those who think they’ll play the smart game while watching market turmoil and sell everything down to cash. But can you buy back in when the panic stops?

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Changes implemented six years ago have left many younger members and their families heavily exposed if a catastrophic event such as a death or life-changing injury should occur. 

Super fund changes leaving young Aussies exposed

NICK BRUINING: A new report has revealed the far-reaching and potentially devastating effects of measures designed to reduce the impact of expenses associated with superannuation funds.

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