Wealth

DEBTMAN: Eighteen-year-olds think they know everything. But they don’t, not yet anyway. A few snippets of good financial advice now can help set them up for life. Here’s where to start the conversation .. .

Q+A: Selling the family home to downsize into small digs can deliver a mega profit. But what does all that extra cash do to your pension benefits. Can you minimise the amount you may lose? Yes, you can!

The increases, to take effect from Thursday, will see a huge cohort of wealthy seniors qualify for a part-pension for the first time.

We all worry if we’ll be able to afford a comfortable retirement. The latest figures show prices easing for retirees, and have put a figure on how much you’ll need a year to live well after you give up work.

Families struggling to make ends meet may now qualify for a special Centrelink concession card that provides a range of handy health, transport and local government discounts. Here’s how to get one.

Should you use superannuation savings to clear the mortgage? There’s a few important factors to remember, and why one option beats the other.

There are now four lenders offering first-time homebuyers 40-year mortgages. The dangers of taking on extra debt, albeit over an extra decade, may be the only option for those shut out of the house price boom.

An eligible couple could collect almost $47,000 a year for life, freeing up their Australian superannuation savings for fun stuff instead of generating a retirement income. Here’s how to get money for jam!

In an era defined by relentless pressures and the demand to achieve more with diminishing resources, a subtle yet pervasive phenomenon is taking hold: financial burnout.Here’s how to fight back.

It’s been all but confirmed — Australians are set to see a $100,000 increase in the amount of money they can invest in an environment that’s completely tax-free. Here’s how to take advantage of the new limit.

The economies of scale from being in a couple don’t just help when it comes to travelling. With the number of one-person households on the rise, the ‘singles tax’ is staring to hurt, particularly solo parents.

The RBA has finally cut interest rates and now is the time to hassle your bank for a better home loan deal. And there’s one magic number they want to hear that could get you a cracking new rate.

Reserve Bank Governor Michele Bullock has scotched suggestions that this week’s interest rate cut was a “lay-down misere” as a result of Government pressure.

The Reserve Bank has delivered the slightest of reprieves of homeowners but sent a clear warning that this is not going to be the start of a strong cutting cycle.

According to the collective wisdom of Australia’s economists, a rate cut on Tuesday is already a done deal. But there are compelling reasons why holding out for a few more weeks might be the right way forward.