Wealth

Starting over after a divorce with nothing is scary. With few liquid assets, one option may be to use your superannuation savings to invest in a rental. But there’s a few things to consider first.

I’m divorced. Should I use super to buy a rental to rebuild?

Q+A: Starting over after a divorce with nothing is scary. With few liquid assets, one option may be to use your superannuation savings to invest in a rental. But there’s a few things to consider first ...

Updated
Read more (3 min) →
Young couple working on their house economy. More files of this series and models on port.

One quick sum can save you $6000 a year on your mortgage

Are you wasting thousands of dollars on mortgage repayments? One quick sum can show you just how much bargaining power you now have to demand a better deal from your lender.

Updated
Read more (3 min) →
While an income test applies, the new indexed levels, combined with a unique method of calculating assessable income, mean many seniors qualify, but some aren’t aware.

Do Centrelink changes get you access to coveted health card?

The September hike in Centrelink payment rates also heralds an increase in thresholds to access the popular Commonwealth Seniors Health Card. Do you now qualify?

Updated
Read more (2 min) →

Sign up to The Nightly's newsletters.

Get the first look at the digital newspaper, curated daily stories and breaking headlines delivered to your inbox.

Email Us
By continuing you agree to our Terms and Privacy Policy.
Over committment could push you over the edge.

Money coach’s tips to navigate housing market

‘If you can’t afford a 15-year mortgage, you can’t really afford the home.’ 

Updated
Read more (4 min) →
Of the roughly 28 million people in Australia, how many are on the age pension? Where do they live? And once they start receiving the benefit, how many years are they likely to get it for?Find out ...

Here’s exactly where all our age pensioners are living

Of the roughly 28 million people in Australia, how many are on the age pension? Where do they live? And once they start receiving the benefit, how many years are they likely to get it for?Find out ...

Updated
Read more (4 min) →
Two very small changes to how Centrelink calculates your full or part-age pension are about to trim payments for thousands of retirees. Here’s what’s changing and how it will affect you ...

Your age pension is about to be clipped. Here’s why...

Two very small changes to how Centrelink calculates your full or part-age pension are about to trim payments for thousands of retirees. Here’s what’s changing and how it will affect you ...

Updated
Read more (3 min) →
A sizeable increase to pension payment rates means thousands of well-heeled seniors might now qualify for a payment for the first time. Here’s what changes, and the numbers you need to know ...

More $1m+ retirees now eligible for part-pension

A sizeable increase to pension payment rates means thousands of well-heeled seniors might now qualify for a payment for the first time. Here’s what changes, and the numbers you need to know ...

Updated
Read more (3 min) →
Overseas properties inherited are still subject to Australian tax laws and Centrelink rules.

No hiding from ATO if you inherit an overseas property

Q+A: You’ve inherited an overseas property from a relative? Planning to enjoy the spoils of a rental income without notifying the Australian Tax Office. That’s a bad plan. Here’s why ...

Updated
Read more (3 min) →
Two very small changes to how Centrelink calculates your full or part-age pension are about to trim payments for thousands of retirees.

Age pension about to be clipped. Here’s why...

Two very small changes to how Centrelink calculates your full or part-age pension are about to trim payments for thousands of retirees. Here’s what’s changing and how it will affect you ...

Updated
Read more (3 min) →
Why are WA retirees— some with millions of dollars in assets and significant regular incomes — unable to get a credit card, a basic necessity in the digital age where most business is now conducted online?

Why retirees are being denied credit cards by the banks

Why are retirees— some with millions of dollars in assets and significant regular incomes — unable to get a credit card, a basic necessity in the digital age where most business is now conducted online?

Updated
Read more (5 min) →
The big banks have started to move on savings rates.

Sting in the tail of RBA’s latest rate cut

Savers face immediate cuts to their rates, as major banks and financial institutions react to the Reserve Bank’s latest move.

Updated
Read more (2 min) →
Commonwealth Bank shares have hit a new all-time high, climbing over the $190 mark. (Joel Carrett/AAP PHOTOS)

Commbank records huge $10bn profit

Commonwealth Bank has posted a rise in full year profit to $10 billion, linking its success to lending volume growth and a stable underlying net interest margin.

Updated
Read more (2 min) →
Australians are urged to chat with family to align on inheritance.

Hidden cost set to slash inheritance hopes

The average Australian under 30 expects a half-million-dollar windfall from their parents, but an expert tells younger Aussies to ease their expectations.

Updated
Read more (2 min) →
RBA Governor Michele Bullock is expected to announce a rate drop for a third time in six months. (Aap Image/AAP PHOTOS)

What experts think RBA will do with rates

The Reserve Bank is widely expected to cut interest rates for a third time in six months, which would save average borrowers almost $90 a month.

Updated
Read more (1 min) →
Financial planners are all too familiar with someone who dies unprepared, leaving a dog’s breakfast to be sorted out.

The essential bucket list for your finances before you die

Financial planners are all too familiar with someone who dies unprepared, leaving a dog’s breakfast to be sorted out. Your Money has compiled a list of the most important things that need to be in place now.

Updated
Read more (3 min) →