Wealth

Families struggling to make ends meet may now qualify for a special Centrelink concession card that provides a range of handy health, transport and local government discounts. Here’s how to get one.

The low income support card you probably don’t know about

Families struggling to make ends meet may now qualify for a special Centrelink concession card that provides a range of handy health, transport and local government discounts. Here’s how to get one.

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Should you use superannuation savings to clear the mortgage? There’s a few important factors to remember, and why one option beats the other.

Why using your super to pay down your mortgage works out

Should you use superannuation savings to clear the mortgage? There’s a few important factors to remember, and why one option beats the other.

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There are now four lenders offering first-time homebuyers 40-year mortgages. The dangers of taking on extra debt, albeit over an extra decade, may be the only option for those shut out of the house price boom.

Why a 40-year mortgage may be only way to own home for some

There are now four lenders offering first-time homebuyers 40-year mortgages. The dangers of taking on extra debt, albeit over an extra decade, may be the only option for those shut out of the house price boom.

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An eligible couple could collect almost $47,000 a year for life, freeing up their Australian superannuation savings for fun stuff instead of generating a retirement income. Here’s how to get money for jam!

Big change in rules to get yourself a $470-a-week UK pension

An eligible couple could collect almost $47,000 a year for life, freeing up their Australian superannuation savings for fun stuff instead of generating a retirement income. Here’s how to get money for jam!

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The confluence of our modern responsibilities, coupled with the escalating costs of living, creates fertile ground for the weight of bills, debts and seemingly unattainable savings goals to grow into an insurmountable burden.

Financial burnout is real, and it’s a growing problem

In an era defined by relentless pressures and the demand to achieve more with diminishing resources, a subtle yet pervasive phenomenon is taking hold: financial burnout.Here’s how to fight back.

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The transfer balance cap is the amount of money that can be transferred from superannuation in the taxed accumulation phase to the tax-free retirement or pension phase.

Two million reasons to celebrate if you’re near retirement

It’s been all but confirmed — Australians are set to see a $100,000 increase in the amount of money they can invest in an environment that’s completely tax-free. Here’s how to take advantage of the new limit.

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The economies of scale from being in a couple don’t just help when it comes to travelling. With the number of one-person households on the rise, the ‘singles tax’ is staring to hurt, particularly solo parents.

Rising number of singles counting the cost of going it alone

The economies of scale from being in a couple don’t just help when it comes to travelling. With the number of one-person households on the rise, the ‘singles tax’ is staring to hurt, particularly solo parents.

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The RBA has finally cut interest rates and now is the time to hassle your bank for a better home loan deal. And there’s one magic number they want to hear that could get you a cracking new rate. (Bianca De Marchi/AAP PHOTOS)

The magic number that could get you a better home loan rate

The RBA has finally cut interest rates and now is the time to hassle your bank for a better home loan deal. And there’s one magic number they want to hear that could get you a cracking new rate.

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RBA Governor Michele Bullock says the interest rate cut had nothing to do with Government pressure.

Interest rate cut was not result of Govt pressure: RBA

Reserve Bank Governor Michele Bullock has scotched suggestions that this week’s interest rate cut was a “lay-down misere” as a result of Government pressure.

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Today’s decision will be welcome by all but watched closely into the future, writes Jackson Hewett.

Cautious Reserve Bank gives a little — with a warning

The Reserve Bank has delivered the slightest of reprieves of homeowners but sent a clear warning that this is not going to be the start of a strong cutting cycle.

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There are compelling reasons why RBA governor Michele Bullock should hold out just a little bit longer for an interest rate cut.

Compelling case for Reserve Bank to stay course on rates

According to the collective wisdom of Australia’s economists, a rate cut on Tuesday is already a done deal. But there are compelling reasons why holding out for a few more weeks might be the right way forward.

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1980s sitcome The Golden Girls featured four older women who lived together.

Can Centrelink treat you and your housemate as a couple?

With the cost of rent so high, some retirees are pooling resources and moving in together to share the burden. But there’s a danger Centrelink can — and will — treat you as a couple and cut your pensions.

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Nick Bruining and his mum.

Lessons I learned the hard way about in-home aged care

As someone who has experienced the home care system through my mum, I have first-hand knowledge of the pros and cons of how it operates. Here’s what happened to us . . .

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It’s been 13 years since the Reserve Bank cut interest rates after a hiking cycle. For many homeowners, it will be their first. So, what should they do if rates come down on Tuesday?

What homeowners should do first if the RBA cuts rates

DEBTMAN: It’s been 13 years since the Reserve Bank cut interest rates after a hiking cycle. For many homeowners, it will be their first. So, what should they do if rates come down on Tuesday?

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Loren Castle founded the business after cancer treatment.

How cancer survivor turned $40k hustle into $150m business

Diet changes after cancer treatment led her to become the creator of a company that sells vegan, gluten-free and allergen-free refrigerated cookie dough in 35,000 grocery stores.

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