Wealth

Q+A: Investing or trading? They sound like the same thing but there is a key difference, with one of them likened to gambling. So which apps are best to use when you’re trying to build your wealth?

Increases to superannuation contribution caps are coming. Here’s what changes, and the extra amounts you’ll soon be able to add to your retirement savings ...

YOUR MONEY: There’s a double-edged sword coming for part-pensioners. Centrelink payments will rise next week, but so will deeming rates. That could wipe out the latest rise, and a chunk of their pension, too.

YOUR MONEY: A Taxation Office ruling should send a shiver down the spine of anyone who owns a holiday home, claims hefty deductions but, conveniently, only rents it out at certain times.

YOUR MONEY: Financial literacy isn’t just about numbers. It’s about building skills that will shape your child’s decisions. And the good news? You don’t need to be an expert to teach these simple lessons.

YOUR MONEY: Self-managed superannuation fund members (and their advisers) have been warned the taxman is coming to weed out bad behaviour, including illegal loans and early access to savings.

YOUR MONEY: A lift in deposit rates coupled with the ‘normalisation’ of Centrelink deeming rates will spell bad news for thousands of income-tested part-pensioners and Seniors Health Card holders.

YOUR MONEY: It seems that for the past few years, the latest buzz in the investment world is private markets. But what are they? Here’s where they fit with your portfolio and also where they don’t.

YOUR MONEY: Here’s everything you need to know about moving Mum or Dad into aged care — from knowing about how the fees and care system works right through to picking the best place for your loved one.

YOUR MONEY: WA teenagers will miss out on about $36m in superannuation contributions this year because of an outdated law, prompting fresh calls to scrap the legal carve-out for under-18s.

The probable increases to superannuation contribution limits that could apply from July 1 this year open up a range of possible strategies to employ over the next few months. Here’s what you can do . . .

While Australia’s December inflation data confirmed the price rises being experienced by everyone, there’s a hidden silver lining that can supercharge your retirement savings.

Q+A: Got parents in aged care? Did you know there’s a means-tested daily care fee cap, which is the maximum amount payable by an individual towards their daily care? Here’s how it works . . .

The FIRE personal finance movement has faced some headwinds as inflation rebounds and markets wobble, but this Perth man still thinks he can retire by 30 years old.

Frustrated customers of a big four bank have reported a major internet banking outage, affecting their ability to access their cash.