Wealth

With $4.5 trillion now in superannuation being force-fed at the rate of 12 per cent a year for every employment dollar earned by Aussies, this is too big a honey pot to be left alone.

$3m tax battle won but war on $4.5t super pot just begun

NICK BRUNING: While pre and post-retirees are celebrating the Federal Government’s major backflip on its proposed $3m super tax, don’t for a moment think winning the battle means the war is also over.

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Many seniors accessing in-home care will be required to make new financial contributions based on their income and, for the first time, their assets. But there is a way to reduce the burden.

How to dodge new wave of higher fees coming for at-home care

NICK BRUINING: Many seniors accessing in-home care will be required to make new financial contributions based on their income and, for the first time, their assets. But there is a way to reduce the burden.

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Gaining a foothold in the housing market remains a challenge as prices and rents climb higher.

'Unfair': Investors flock as essential workers struggle

Bank lending to property investors has reached its highest level in almost a decade, as yields surge while care workers and teachers struggle to afford rents.

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Your child’s first job can help them set good money habits.

How to turn your teen’s cash job into a super stash

DAWN THOMAS: Whether it’s amateur sport umpiring or babysitting, your child’s first job can help them set good money habits while learning a system they’ll rely on for the rest of their lives.

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Here’s some advice on how to avoid a lemon in the financial advice world.

How to pick a good financial adviser from a dwindling pool

NICK BRUINING: There’s a good chance over the next few weeks, you may receive a letter from your financial adviser telling you they plan to retire at the end of the year. Here’s how to avoid a lemon.

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The price of gold is skyrocketing.

Our modern day gold rush defies all logic

BEN HARVEY: It doesn’t make sense — the price of gold goes up when people think the sky is falling, and Chicken Little shouldn’t be in the market for a new house.

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Treasury is looking at Jim Chalmers’ tax on super balances.

Treasury has Chalmers’ super tax under microscope

A senior Treasury official has revealed her department had discussed Labor’s controversial super tax plan with Anthony Albanese’s personal staff in a sign of changes being mooted.

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A couple could have their deposit for an $850,000 loan in less than two years, with big tax concessions up for grabs.

Buy your first home in just 20 months with these two hacks

A couple could have their deposit for an $850,000 loan in less than two years, with big tax concessions up for grabs.

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Unless there are exceptional circumstances, we can’t generally access our super until we turn 60. Here are the conditions under which you might be able to get your hands on your savings earlier.

When you can (and can’t) crack open your retirement savings

Unless there are exceptional circumstances, we can’t generally access our super until we turn 60. Here are the conditions under which you might be able to get your hands on your savings earlier.

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Video
Elon Musk has become the first ever worth $US500 billion.
Finance expert Eliza Owen has revealed a mistake that could cost borrowers over $150,000 amid the rollout of the 5 per cent deposit housing scheme.

Mistake that could cost borrowers over $150,000 as 5 per cent deposit scheme rolls out

A finance expert has sounded a warning to first home buyers - but there’s good news for some.

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Gold has reached an all-time high on US markets.

Gold prices hit all-time high after US government shutdown

The price of gold has soared to new highs, as the US government entered its first shutdown in almost seven years after lawmakers failed to reach a deal on government funding. 

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Housing

RBA says housing supply pain to continue for YEARS

Reserve Bank of Australia governor Michele Bullock has revealed how long it will take to solve Australia’s housing crisis - and declared it wasn’t her problem.

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Most don’t properly understand the very real risks and the tricks used by some in the industry to effectively fool people into thinking an investment is completely safe. Here’s what you really need to know.

What truth lies behind those promises of mega returns?

NICK BRUINING: Most don’t properly understand the risks and tricks used by some in the industry to effectively fool people into thinking an investment is completely safe. Here’s what you really need to know.

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If a large number of redemption requests are received at the same time, the liquidity of the underlying assets — the mortgages — may become an issue.

What happens when there’s a run on an investment fund?

NICK BRUINING: With news that the corporate watchdog had placed an interim stop order on one of Australia’s most popular alternative income funds, many investors are now worried about the safety of their money.

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